THE COMPANY

CDA of America Incorporated (CDA), a nationally prominent consulting and financial services marketing firm, was originally incorporated as C.D. Alternatives Corporation in 1982. The Florida company specializes in the management, design, marketing and retention of interest sensitive liabilities for insurance carriers.

With regard to traditional distribution, CDA unionizes sales efforts in two mutually exclusive arenas - financial institutions and life brokerages. The firm is nationally respected as an innovative source for new product development and unique, niche marketing methodologies. To date, literally tens of billions of dollars of annuity and life premium have accrued to the carriers proudly represented by or contracted to CDA.

In its consultative mode through CDA Analytics, the firm coordinates project efforts throughout a carrier's organizational chart (i.e. actuarial, legal, portfolio management and marketing). CDA also assists carriers in implementing non-traditional distribution strategies including, but not limited to, direct mail, mega-institutional annuity or life premium placements and internet distribution (procurement and delivery). CDA contends that these non-traditional sources can complement and coexist with any established, traditional retail network.